Criminal litigation: what to expect and how to protect your home - Carlos Santi

Facing a criminal is heavy, especially when you are unfamiliar with the legal process. Understanding what to expect during criminal litigation can help you protect your rights and possibly save your home. As Carlos Santi, an experienced criminal defense lawyer, emphasizes, to be informed is your strongest advantage.

What is criminal litigation?

The criminal litigation begins when your mortgage lender files a case due to missed payments. This legal action is to withdraw its property through the court system. Once served with a summons and complaint, you usually have 20 to 30 days to respond. Ignoring it can lead to a default decision, fast-tracking criminals.


Major phase in process

1. Summons and Complaints - Official notice of the lender's trial.

2. Response period - Your chance to fight for the criminal.

3. Discovery Phase - Both sides exchange evidence and legal arguments.

4. Chests and hearing - Legal strategies are presented, and possible settlement talks begin.

5. Testing or decision - If unresolved, the court decides whether the criminal can move forward.


Why legal support matters

During litigation, a skilled criminal lawyer can do:

  •  Challenge unfair or missing loan documents.

  •  Interact with loan modifications or options.

  •  Delay proceedings, buying time to find a resolution.

This process can be lengthy, but it provides homeowners with an opportunity to fight back and work out a solution.


Conclusion

The criminal litigation is complex, but you do not have to face it alone. With the right legal strategy and support from professionals like Carlos Santi, you can navigate the process better and protect your home and financial future.

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